mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Fool's Prerogative)
I haven't even signed the papers for the house yet and I'm already sort of starting to have conniptions. Mostly it's because I feel kind of poor in the face of the vast sums of money I am being expected to disburse for this transaction.

Anyone know people looking to buy a kidney? :P


I've been back at work since yesterday after the longest vacation I have had the leisure to take in my entire professional life, but it really hasn't been long enough. Work is the same as always, and while I still like the work itself and my colleagues, there are some frustrations here that haven't actually gone away in my absence, as I'd hoped. The thing is that I've never mastered the art of being content in the face of administrative bullshit.

I don't suppose anyone out there has advice for how to be Zen about things and brainwash oneself into being content to go to one's job, do the best one can, and leave other things aside? Or, in short, how the hell does one overcome one's own tendency toward demand resistance and procrastination?

I don't know, but I really need to find out sooner rather than later. Thoughts? Tips? Resources? Bueller?


It also looks like work may not give me any time off the weekend I'm meant to move. That either means I have to switch shifts with someone (not likely, given how busy that weekend seems to be for everyone) or else maybe end up moving on the Monday following my weekend shift. Ew.


This is not the happy update I was hoping for, but I'm a little bit stressed. I will be very happy in about six weeks' time, when all of this will be behind me and I'll have new things to be stressed about, like how to build a retaining wall in my yard and figuring out how to extend my downspout and clean the leaves out of my gutters.

I also have a list as long as my arm of things I need to look into: good places to go running near my new place, buying a new fridge (my current one doesn't freaking fit in the new kitchen, much to my dismay), possibly getting a dryer for my clothes, all sorts of really boring things that are nonetheless taking up a great deal of CPU for me.

Anyway, you may now return to your regularly-scheduled lives after that scintillating and inspiring update on my life. :P

o_O

Aug. 18th, 2011 01:59 pm
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Aieeee!)
Oh my GOD moving companies are expensive.

I think I will resort to begging and bribing people with excessive amounts of pizza and beer...

*headdesk*

Dec. 3rd, 2009 08:23 pm
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Can't Cope)
So November apparently messed me up enough that I *missed* paying some bills. Nothing major, the money was there, I just forgot. FORGOT.

COME ON.


*sigh*

Anyway, it's taken care of, but this is ridiculous. Is there a "reset" switch somewhere for my brain, please?

*grumble*

Sep. 27th, 2009 04:37 pm
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Fizzgig)
Dear banking website,

I have several inter-connected complaints to make. First off, if I click on "Pay A Bill," I do not, in fact, really mean "Log Me Out Successfully." Second, if I click "View My Transactions," I still do not, in fact, really mean "Log Me Out Successfully."

Related to this, given that there is a SERIOUS bug in your programming that logs me out every time I click on a link, forcing me to re-enter all my information over and over again, I would very much appreciate there being a section somewhere, ANYWHERE, on your site that would allow me to report the bug and open a trouble ticket.

Is there such a section? NO. I had to resort to your "customer feedback" section, and I am not optimistic about your promise to get back to me within 24 hours. I fully expect, given my previous experience with you, that your "response" will be an automated email thanking me for my patronage.

For the love of all that's good and holy, would you just fix your damned website?

No love,

Me
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Recycle!)
With one exception, I have declared October to be Buy Nothing Month. (The exception is the first Friday, when [livejournal.com profile] fearsclave has generously agreed to take me shopping for a fishing rod and other equipment. Yay!)

So for the next couple of weeks I'm going to be doing some advance preparations for food and the like, so that I have enough to carry me through the month, as well as cat litter and the like. That's not a huge difference, since I try as a rule to have a month's worth of litter and food in the house anyway.

What ought to make a difference, however, is not buying books, a luxury to which I've become altogether too accustomed since I got this latest job. I have a reading list a mile long already, so this will force me to read the stuff I bought on a whim a few months ago and then never got around to reading, without succumbing to current whims.

I'm also going to not use my Communauto car except for one weekend, since I find I have begun relying on it for "frivolous" things that I could as easily do using public transport.

I'm thinking of turning 2010 into an exercise in frugality. After doing some careful math, and figuring out which luxuries I'm not willing to forgo right now (like my gym membership) and what obligations I have to meet no matter what (paying off my RRSP loan), I am going to try to live on 2/3 of my current salary. It would be tight, but I think I can do it. Some of the "savings" will go almost right away to a nifty toy from Lee Valley that I think will be very useful for the garden, as my house is too cold and doesn't get enough sun to start seeds with any success, but all the rest of it is going to go into a "house fund" for the near-ish future.

Originally this was a quick paragraph about the house plan, but then it turned into a bit of a rant against credit card companies. Sorry. )

Ouch.

Sep. 9th, 2009 05:37 pm
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (If Life Were Fair)
My mother lost her Cartier Trinity ring when she was over at my place feeding the cats while I was in Ottawa. I thought I would try to replace it for her for Christmas, since she's had this ring for something like forty years, but a quick search on the internet has revealed it to be waaaaaay out of my financial league.

Curse my mother and her expensive taste. :P


If anyone out there wants to send us ring-finding vibes, they'd be much appreciated.
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (If Life Were Fair)
Just when I thought I was going to get a break from having to spend money on stuff, my microwave bites the dust. Geez. I mean, don't get me wrong: the microwave was given to me by [livejournal.com profile] meallanmouse when her appliances got replaced, and it was already a couple of years old by then (I think). It has served me faithfully for seven years, so I can't complain too much.

It's just that the timing is really terrible.

I also replaced the cats' water fountain today, except the new one isn't working the way it should, and I have no time to figure out what I did wrong. At least the cats have fresh water. I also got them a new scratching thing (with catnip! They are all very stoned.) and toys, which they needed to keep them busy.

Gah.

I was going to heat myself a quick lunch, and NOW I CAN'T, so I guess I'll rummage for something else to eat other than the yummy chicken I made the other day. PAH!

Now I am going to take comfort in the general hostility and unfairness of the Universe, as per my icon.
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Boing)
My Québec Government tax refund just arrived! Woohoohoo!

Now I don't have to worry about how much I'm going to spend on groceries today. One down, one to go! :D
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (A Little Help From My Friends)
Dear flist,

This is Phnee admitting (another) major shortcoming. I would like to learn to use an accounting ledger properly, so that I can set up a proper paper-based accounting system for my home. I want to stay on top of my finances better than I currently am.

I am happy to barter for an hour of someone's time (I don't think it'll take much more than that: I'm a quick study, and I don't need to know much more than the basics), by cooking you dinner or something. Or else if you happen to be a professional I will pay your going rate.

Any takers?
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Heal Emru)
A quick glance at my bank balance has convinced me that I should wait until tomorrow to do my grocery shopping. Anytime that tax refund wants to come would be fine by me. :P

I am discovering that my world is smaller than I thought. Turns out [livejournal.com profile] luvenditti also knows Aaron, my trainer, from when the MSTC comes to her school every year. Very small world.

I went to the dentist this morning, and am still partially frozen. This is not helping my mood.

What I really want this morning is to go back to bed. In fact, I may have a nap before going to work. My trip to the dentists interrupted some very nice dreams about exploring ancient ruins and picnics with friends. I remember driving in a big pick-up truck with [livejournal.com profile] bodhifox, among other things. Turns out he's a pretty reckless driver. ;)
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (News Flash!)
I am heading out to go to the dentist. News you need, clearly. I am not looking forward to it because it's at an awkward time in the morning for me, and essentially is going to make it impossible to do most of what I would normally be doing this morning.

I think I need to start focusing more on being content where I am and with what I have. I seem to spend a lot of time wishing I were elsewhere or doing something else, especially when I'm at work, and that can't be good for my mental health overall.

I'm not exactly sure how I'm going to accomplish this, but I'm going to try to live a bit more in the moment, and procrastinate less. This has worked pretty well for the whole gardening thing this week: just getting out there and doing it has helped considerably.

Part of this is going to involve not watching television for a while, once I've finished the current set of DVDs I have. I apparently shouldn't watch these things without supervision, as I have no self-control at all. On the plus side, it does mean that I'll be finished with them sooner rather than later.

With that temptation out of my way, I'm hoping it'll encourage me to get the small things done around my house. Tidying up, putting order into my bookcases, more cooking, etc. Yeah, part of the reason I haven't been doing any of that is that I kind of lack the energy, but I think that it's probably easier to convince myself that I don't have the energy for it when there are new episodes of Lost to watch. :P

I'd really like my tax refund to come in now, plskthx. I have a few more things that need taking care of, and my wallet still hasn't recovered from my purchases in April combined with a couple of unexpected expenses. It's very annoying to have to worry about this, even though I'm not in danger of going bankrupt or anything. I just thought I had put the days of anxiously watching my bank balance behind me. Sheesh. After this summer, though, the whole "big expense" part of settling into this place and becoming a "real" grown-up should be behind me.

Okay, I have to get going. See you on the flip side, folks!
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Can't Cope)
The little hamster on the wheel in the back of my head is SCREAMING at the amount of money I spent today, even though it was in the budget and I planned for it and I know it's okay.

SCREAMING.

Oy.

You'd think I'd be over these little neuroses by now. :P



Anyway, I ended up not getting anything other than the sofa-bed, because the little hamster was screaming too loudly. (Sorry, [livejournal.com profile] ankhorite: my hamster appears to be more neurotic than average)

So I'll probably head back to IKEA next week, or maybe even someday this week, to get the bookcases and TV stand. Is anyone out there interested in coming with me? That way I can enlist help in schlepping the stuff (it's too heavy for me on my own), thus saving me a whackload of money for delivery services, and offer a car ride to IKEA in exchange.

Anyone interested? Bear in mind I'd be going on a weekday, although an evening trip could probably be arranged, even this week.
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Fizzgig)
So in spite of being a Very Good Citizen for upwards of two years, my credit rating is still in the toilet because of stuff that happened in 2004-2006.

I found this out because (shock! horror!) I tried to increase my credit card limit from $500 to $1,000. Not a huge leap, eh? I got refused. Even the guy was confused, since I pay my credit card off every month without failing. I never ever carry a balance (maybe the credit card company would rather I did that, so that they can charge me that 24% interest they love so much).

Apparently none of this will go away until 2012, no matter how good a citizen I am and in how timely a fashion I pay my bills. It's almost as long as if I'd declared bankruptcy. Sheesh.

So it doesn't matter at all that I'm solvent, that I pay all my bills on time, that all my finances have been well-managed for two years, and that I have an above-average salary. No no no, bad Phnee! Three years ago you were bad about your bills because you didn't have money. *smack*

You want to hear the worst part? My credit score actually went DOWN this year because I took out an RRSP loan. Isn't that a hoot? I have extra income to put away for my retirement (far away though it might be), I make my payments on time like a good girl, and it HURTS my credit score.

I can't win.

On the plus side, at least now I know why my credit score went down. When the credit card guy told me my score had suffered this year, I had a moment of panic. I hear stories of identity theft every day at work, after all. So at least no one has opened up three lines of credit in my name or anything like that.

Still, I'm not amused.

On another plus side, 2012 was my rough timeline for buying a house. So by the time I get around to looking for a place, my credit score should be back where it belongs.
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (We are the Universe)
I'm overtired and haven't had enough sunlight lately. Part of this is my own fault. Part of this is working night shift.

In spite of my efforts to keep my posts light-hearted and positive, I've been dealing with a good dose of low-level anxiety of late. Part of this is seasonal, part of it is due to what's going on politically (nothing like having the government disintegrate during a time of economic crisis, and having there be a good chance of the whole separatism thing starting up again: 'cause what we really need is to beat that dead horse in order to make sure it's really dead).

And part of it is my own damned fault. I kind of ran into some minor financial snags lately. This is nothing, I hasten to add. It's just some poor planning on my part, and is nowhere near doing anything but causing me some mild inconvenience for the next few weeks. My reaction, on the other hand, has been nothing short of breathtakingly over the top about this.

For those of you who are new to this LJ (two years or less), the thing you have to understand is that this whole "financial stability" thing is still pretty new to me. I used to live paycheque to paycheque, and for a very long time there was always a lot of month left at the end of the money. I wrecked my credit during that time, partly because I had no money and partly because I was incapable of managing what little money I did have. This created constant, gut-ripping anxiety on my part (spiced up with the occasional panic attack).

So this latest snag? Objectively, I know I'll be fine. I need to be a bit careful for the next thirty days, but it's not going to prevent me from paying my bills or eating. It means that it's a damned good thing I decided not to buy Christmas presents for anyone except my parents and BorderCrossing this year, and it also means that I'm likely not going to buy any more Christmas decorations than the ones I already have.

Emotionally, it's doing a number on my headspace. The irrational part of me is suddenly convinced that I'm back on the slippery slope to being constantly in the red, to having to watch my bank balance like a hawk and sending up a prayer every time I buy groceries so that my transaction doesn't get refused.

So, anyway, no happy-fluffy entry from me right now. I'm okay, but I've been better. Knowing that probably 95% of everyone else out there has it worse than me is somehow not a comfort.
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Sisyphus)
Artistic!Moi behind the cut, aka a Random Meme )

So today I have washed the bathroom, done a major load of groceries (though they're not unpacked yet) and bought a chest freezer. I looked seriously at the upright models, but they were way outside of my budget. Freezer is getting delivered next Thursday, at my request. They're getting in a new shipment today, and I was told that I could have it as soon as tomorrow, but they couldn't give me an exact time, and I have stuff to do tomorrow outside the home that means I might not be home to take delivery. So.

I bought a ton of groceries, mostly non-perishable, in an effort to re-stock my seriously depleted pantry. I had almost run out of every single kind of canned tomato there is, as well as all the beans I use to make chili, and I was perilously close to not having any pasta except elbow macaroni and linguine. Damn. I just realized that I forgot two things. This is what happens when I don't make a list. Buggery and damnation. I shall have to head out again this afternoon.

Anyway, I re-stocked my soup supplies a bit, and am still on the lookout for Scotch Broth, which for some reason I can't seem to find anywhere. I am feeling marginally better about the whole food situation now. My pantry was feeling terribly empty, and as a result I was worried that I might end up buying pre-made stuff, which is something I'd like to avoid as much as possible. At least now I'll be able to make my own stuff in advance and freeze it. I bought some extra Tupperware too, just in case. Huh. Spell-check insists that I capitalize "Tupperware" even though I was trying to go for the generic name. Anyway, tomorrow there will be soup, soup, chili, and macaroni and cheese, and something involving beets, because I just picked up a HUGE bag of beets for a song. I keep forgetting that I like beets, so it was nice to be reminded of the fact by a sale.

Anyone know of any good recipes for beets that I can make in bulk?

Now I have to bring back the car, unpack the groceries, and toss in a couple of loads of laundry. The laundry may have to wait until the floor people have been and gone.

This afternoon, IKEA. I may pick up a floor lamp while I'm at it, which will officially make today Very Expensive.

This whole moving into a new home and trying to live like a responsible grown-up costs more money than I originally thought it would. Yeesh.
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Exasperated (Ratatouille))
My mother has officially forbidden me to ever shave my head again, although she admits it suits me.

I lost my bus pas sometime last night. No idea when or where, but I am peeved. Luckily it's not as huge a loss because I'll be out of town for all of next week, and I'll have several days off work when I get back, so it won't cost me a fortune in bus tickets. Also: receipts for the win! I can now claim bus tickets on my taxes, which is all to the good.

Unfortunately, it also meant that I was 10 minutes late to work. I'm very fortunate that they're lenient about that here. It also helps that I'm almost always invariably early to work, due to the wonky bus schedule near my home. It builds up in my favour: fifteen minutes early almost every day totally outweighs the occasional lapse.

Half the computer system is down at work. Boo. On the plus side, the internet still works, so yay!

Also, getting up this morning was just brutal. I have no idea why it was so hard to drag my unwilling self out of bed, but damn.

Okay. Duty calls.
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Boing)
Had a lovely time at [livejournal.com profile] sandman7 and [livejournal.com profile] pdaughter's birthday party yesterday. Caught up with a ton of people I hadn't seen in way too long, had M&Ms and chips and dip in industrial quantities, and generally had a great time.

[livejournal.com profile] toughlovemuse got me the bestest present! An autographed copy of Lynn Flewelling's newest book, Shadows Return! She got it specially signed, and told Lynn that it was for the person who had introduced her to the novels. Lynn's response? "I'm always happy to sign for my crack dealers." I love her with much love. :)

The unpacking has unfortunately stalled now that I've gone back to work. With any luck I'll get more of it done this week in the mornings when I'm not at work. I also need to screw up all my courage and hook up my washing machine, because I'm going to run out of clean clothes soon. I also have to check my bank account (to make sure I have enough money in there for both food *and* rent until my next paycheque after last week's spending extravaganza: been a while since I've actually had a legitimate reason to worry about my bank balance, and I'm not enjoying the déjà vu, let me tell you), and get some food in my new fridge so that I'm not just cooling off empty space.

I have a ton of paperwork to catch up on at work. I don't feel like doing it in the slightest, let me tell you. :P

Okay, back to work.
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Shiny!)
Okay, I will admit to a strategic omission of truth: I already had a new computer when I made my last post from work. I just wasn't sure how long it would take technologically-challenged me to get things up and running.

Luckily, Mac is great for Idiot!Users such as myself, and with a FireWire cable and a few mouse clicks, not only was the new computer ready to go, but ALL my settings and stuff from the old computer got zapped onto the new computer within fifteen minutes. You could knock me over with a feather. Hell, it even kept me logged into LJ! Now that's impressive!

So, everyone, meet Cicero: Cicero is my new MacBook. Cicero is very, very shiny. I shall be exploring many of the bells and whistles over the next few days.

I am thrilled about the new computer. I am very much less thrilled about the timing. I mean, yes, I got a significant rebate thanks to my father (university rebates FTW!), but it still came at a time when I could have used that money, oh, say, for my upcoming move and for the furniture I wanted. So I'm re-thinking some of my priorities, figuring out what I'll need right away, what purchases I can defer, and what I can arrange to buy on a long-term payment plan instead of cash down.

In short: YAY!
mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Fizzgig)
Epic, weapons-grade fail, as [livejournal.com profile] fearsclave would say.

1- They open only at 09:00 on Sundays. This would be fine on most days, except that I finished work at 06:30 and had to be back for 16:00, which meant that I got home at 10:00 and thus only got about 3 hours of uninterrupted sleep. Not Good.

2- The rental ended up costing about $30 more than the original estimate. Not the end of the world, but having the cost underestimated by about 35% was a bit of a shock.

3- I paid Interac, because I hate using my credit card. The net result? The $350 they froze on my credit card "for security only" will continue to be frozen for five fucking business days. What for? No one could tell me. I returned the car, after all, so as far as I'm concerned they no longer need my security deposit. Nope. If I had paid with my credit card, the freeze would have magically gone away "automatically." Not so if I pay my bill in any other way.

I also asked for a written confirmation that my funds would be unfrozen, and the guy refused, stating it would be done "automatically." Unfortunately, I was so tired I could barely see straight, and I didn't put up the fuss I normally would have. I should have done.

I hate society.

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