mousme: A view of a woman's legs from behind, wearing knee-high rainbow socks. The rest of the picture is black and white. (Purse)
[personal profile] mousme
So the Paternal Unit and I had (yet another) talk about the ruinous state of my finances, since I went through all the motions in order to get a loan from my bank.

My father did the math (because, of course, it never occurred to me to think of *gasp* numbers /irony) and concluded that if I did get a loan from the bank, I would be paying close to 23% interest (coincidentally, when I did the math, that's the same number I came up with). See, I told him that, but he doesn't listen all that much when I talk. My Daddy has many many wonderful qualities: active listening ain't one of 'em.

Anyway, once he did the math for himself, he decided that This Was Appalling Usury On The Part Of The Bank (yes, he really did use capital letters while speaking, I heard them), and offered to lend me the money himself, repayable starting in September when I won't have the car to pay off anymore. My father isn't rich, but apparently some sort of tax/RRSP thing he did last year gave him a little wriggle room this year. So, yay!

So tonight I paid the extraordinarily patient and understanding [livejournal.com profile] ai731 and half of my outstanding bill for Bell Canada. The other half will get paid off next week. That won't be the end of all my financial woes, but it will be the end of the biggest of them, and the rest I shall deal with in September once the car lease is up.

Can we say BOOYA! boys and girls? Yes, we can. :)

Hurray for Paternal Units who don't like seeing their daughters starve and/or be exploited by large financial institutions, is all I have to say about that!

Date: 2006-06-27 12:36 pm (UTC)
From: [identity profile] baronscartop.livejournal.com
Appalling usury.

Sing it!

Use it often.

t!

Date: 2006-06-27 04:05 pm (UTC)
From: [identity profile] luvenditti.livejournal.com
sigh. I'm still dealing with the appalling fin aide.

Date: 2006-06-27 04:26 pm (UTC)
From: [identity profile] owldaughter.livejournal.com
Booya! Yes, I can say it!

I wish mypaternal unit was more understanding of the Appalling Usury thing. It somehow still ends up being my fault that banks have service fees and lousy interest for savings.

Date: 2006-06-27 09:54 pm (UTC)
From: [identity profile] mousme.livejournal.com
My father is a Marxist. I find that helps a lot when tapping into his inner streak of Righteous Indignation On Behalf Of The Proletariat. ;)

Probably going to get hit again...

Date: 2006-06-28 04:38 am (UTC)
From: [identity profile] the-lich.livejournal.com
Not to be a devil's advocate here, but are you not working for a large financial institution, you know, the folks who who do the Apalling Usury Thing?

Re: Probably going to get hit again...

Date: 2006-06-28 04:39 am (UTC)
From: [identity profile] mousme.livejournal.com
Yup. :)

I also worked for the same company that is now screwing me over. Ah, irony. Ain't it grand?

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