Le sigh

[mousme]

Okay, so the bank visit didn't go as well as I had liked. My credit history is apparently not good enough for a loan unless I get someone with an impeccable credit rating to co-sign it. It doesn't matter that I've been with my bank for ten years, and that I've had a steady job for two years now. It doesn't matter that the main event that affected my credit happened three years ago when I had no job. Ironically, the other negative impact on my credit rating is my Bell bill, which is what I was trying to fix to begin with with this loan.

This is what's known as dramatic irony, folks. Or, as toughlovemuse would say: "Still evil!"

I could go grovel to my parents (joy), except that my parents are in France until June16th, and I pretty much need the money about two weeks before they get back. So even if I were to endure the humiliation of asking them yet again for money, it wouldn't actually help.

So, I'm pretty much screwed there. Besides, I'm a grown up, right? Can't go running to Mummy and Daddy every single time something goes wrong.

Well, I suppose having all my forms of communication with the outside world cut off will build character. By the time I die, my character will be formidable, since I've had so many occasions to build it.

The number of financial crises I've faced in the past six months are starting to pile up. If I didn't know better, I'd say the universe was conspiring to prove to me that I'm never going to get out of this damn quagmire.

However, I have two weeks before my phone is cut off. Two weeks to the day, in fact. So, I refuse to give up until then. I am going to turn over every single metaphorical rock I can find in order to get my hands on the minimal amount of money needed to keep all this stuff going. No idea how that's going to happen, but I guess we'll see.

Somehow, in the next two weeks I have to make two plus two equal ten.

Comments

[djs-specs.livejournal.com]

Are there any other financial institutions you can go to? When I had to buy my car the bank that I'd been with since the age of 8 refused to give me a loan, but a credit union that I could become a member of thanks to my dad being in the police were happy to give me the cash (and find the car that I bought for that matter). If you haven't already, it might pay to sniff around, particularly at small but well-established places since they might be happy to extend the boundaries a bit more just to have your custom.

If I wasn't so in debt to my eyeballs I'd offer to lend you the cash, but alas... I just *had* to buy a new computer didn't I?

Oi!

[fearsclave.livejournal.com]

You coming out this weekend?

Re: Oi!

[mousme.livejournal.com]

Yep. This is likely the last time in a very long time that I'll have enough money for gas, so I'm going to take advantage of it.

Re: Oi!

[fearsclave.livejournal.com]

Yay! ETA?

[miseri.livejournal.com]

Shall I pop over tonight with tea and sympathy?

[mousme.livejournal.com]

Oh, that's very sweet of you. I was out all day and then decided to make use of my parents' television this evening as a distraction tactic.

My apartment is in no fit condition for visitors at this junction anyway. But I appreciate the sentiment. :)

[alcinoe.livejournal.com]

I am so sorry you are going through this. I totally understand how horrible it feels, and have been without a phone for months at a time for the same reason. How we are paying it now is a constant surprise to me.
Things don't always end up great, but they do get better with time and effort, and you are putting a lot of effort into getting out of this hole. *hugs*

[mousme.livejournal.com]

Thanks. I know you're going through a tough time as well. I haven't been commenting much on other people's LJs recently, but I have been reading, and I keep getting sympathetic twinges when I read your entries.

*hugs*

[julienne64.livejournal.com]

Been there in my younger days. You will get out of the quagmire, only because you're determined to do so. Watch out world, here comes Phnee!!

Sent you an email. If you feel up to it, send me a blip, K?