While I'm obsessing here...
May. 2nd, 2008 09:45 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
mousmeDespite the fact that I'm no longer hurting for money, I get the impression that I need to be more on top of my finances than I currently am. I mean, all my bills get paid on time now, and everything gets filed away neatly, but I don't keep a close record of where my money goes: I only have a general idea.
I'm thinking of getting myself a ledger, or something. That way I could, if properly disciplined, keep track of all the money that goes in and out. I'd have to keep receipts more carefully, but it would help me to see where my money goes and identify potential spending problems (at a guess: books and DVDs, since they're my primary "leisure" expenditures). Not that I know how to use a proper accounting ledger or anything, but I bet I could learn.
So, dear flist ('cause I haven't asked enough questions lately :P), how do you manage your household finances?
I'm thinking of getting myself a ledger, or something. That way I could, if properly disciplined, keep track of all the money that goes in and out. I'd have to keep receipts more carefully, but it would help me to see where my money goes and identify potential spending problems (at a guess: books and DVDs, since they're my primary "leisure" expenditures). Not that I know how to use a proper accounting ledger or anything, but I bet I could learn.
So, dear flist ('cause I haven't asked enough questions lately :P), how do you manage your household finances?
no subject
Date: 2008-05-02 12:57 pm (UTC)Back when I was single I would withdraw a weekly 'allowance' in cash for all personal expenses for the week, and if there was any left come the weekend (the amount was chosen so there usually was) I could blow it on books or games or put it into a savings account for some bigger purchase later.
The rest of the money went to investments and to pay bills and if there was any left of that left when payday next rolled around then it went into an emergency savings fund.
Since I've gotten married we've not managed to figure out a way to organize our money that works for both of us, as we have completely different ways of handling money.