Like you, I file all my bills (or I eventually do - I have a bit of a backlog of actually physical filing to do). I also write on them now when I pay them. I specifically don't use online bill pay systems because sometime I need to juggle payment dates and sources of money, but even it it wasn't true, keeping track of in manually makes me stay engaged with my fiancial situation - I can't just assume bills will take care of themselves, I'm less likely to miss payments, etc.
I don't have a lot of other money to worry about (which is nice way of putting it, I think :p), but what in tend to do is what other people have said - take out my spending money in cash. That way it is more absolutely finite and it easier for me to keep track of how much I have spent and make sure I don't overspend.
When I am making online purchases, I always check my bank statements or credit card or noth, to figure out how much I've got to work with - reviewing them helps me realize what my other expenses have been lately.
TBH most of my 'free' money is spent on food. Or Jola. -_-
I have toyed with the idea of using excel or some specifically financial software to keep track of stuff, but my finances aren't too much to keep track of at this point, so I'm not worrying about it. it might help you out though - I know my mom used to used some microsoft software for her budgeting . I don't think she had to buy it special, it came with the general MS Office stuff.
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Date: 2008-05-02 02:49 pm (UTC)I don't have a lot of other money to worry about (which is nice way of putting it, I think :p), but what in tend to do is what other people have said - take out my spending money in cash. That way it is more absolutely finite and it easier for me to keep track of how much I have spent and make sure I don't overspend.
When I am making online purchases, I always check my bank statements or credit card or noth, to figure out how much I've got to work with - reviewing them helps me realize what my other expenses have been lately.
TBH most of my 'free' money is spent on food. Or Jola. -_-
I have toyed with the idea of using excel or some specifically financial software to keep track of stuff, but my finances aren't too much to keep track of at this point, so I'm not worrying about it. it might help you out though - I know my mom used to used some microsoft software for her budgeting . I don't think she had to buy it special, it came with the general MS Office stuff.