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Wow.
My Financial-Advisor-Type-Guy came yesterday, and there was crunching of numbers and discussing of plans, and suddenly it looks as though I'm going to have enough for a down payment on a house in the next five years, and only with a slightly bigger expenditure per month than what I'm currently putting aside. This boggles my mind in a serious way.
A year and a half ago I was still working off a debt, my credit rating was shot, and I was barely earning enough to get by. Now apparently my credit has recovered (at least a little bit), and I no longer have any debts to pay off. So suddenly I'm in a position of financial stability, and my mind is still having a hard time accepting this. I've been okay financially for well over a year, but I still twitch every time I use my bank card, still worry that my card will be refused for lack of funds. Not that it's actually a serious risk, but it still makes me twitchy.
Anyway, I'm kind of gratified. In fact, I'm very gratified. Up until the day before yesterday, the whole buying a house thing still felt a lot like a pipe dream. Now, though, it's looking like a reality, albeit a slightly delayed one. It still means that within five years I'll have a proper home of my own. Yee!
A year and a half ago I was still working off a debt, my credit rating was shot, and I was barely earning enough to get by. Now apparently my credit has recovered (at least a little bit), and I no longer have any debts to pay off. So suddenly I'm in a position of financial stability, and my mind is still having a hard time accepting this. I've been okay financially for well over a year, but I still twitch every time I use my bank card, still worry that my card will be refused for lack of funds. Not that it's actually a serious risk, but it still makes me twitchy.
Anyway, I'm kind of gratified. In fact, I'm very gratified. Up until the day before yesterday, the whole buying a house thing still felt a lot like a pipe dream. Now, though, it's looking like a reality, albeit a slightly delayed one. It still means that within five years I'll have a proper home of my own. Yee!